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A Team Dedicated to Helping You Succeed Financially


Mallard Advisors was originally founded in 2003 as one of the few Delaware firms to provide fee-only financial planning, retirement planning, and investment management to local Newark, Wilmington, and Hockessin residents. We now work with clients nationwide.


We offer a complimentary "Get Acquainted" meeting to describe our services, and to see if our services are right for you.


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Financial Advisor

Bill Starnes is our founder and financial advisor at the firm in Hockessin, Delaware. Part of Bill's professional mission is "to engage clients in an enjoyable process of financial education and planning that provides extreme value and quantifiable results." Bill helps you understand the advice he offers, strives to save you money, and assists you with the big decisions created during life's inevitable transitions. Retirement planning is a significant emphasis since this is one of life's biggest transitions.

Bill lives in Unionville, Pennsylvania, with his wife Lynda and three sons. Outside of the office, Bill is dedicated to spending quality time with his family and enjoys the exhilaration of mountain biking, the challenge of golf, and reading.

Holding a Bachelor of Science degree from Penn State University, Bill has also earned the designation of CERTIFIED FINANCIAL PLANNER™ Professional from the Certified Financial Planner Board of Standards. Bill is a graduate of Widener University with a Masters Degree in Taxation (MST), and has earned the professional designation of CHARTERED FINANCIAL CONSULTANT (ChFC) from The American College.

Bill is a member of the National Association of Personal Financial Planners (NAPFA), the National Association of Tax Practitioners (NATP), the AICPA, and the Alliance of Comprehensive Planners (ACP) -  a nationwide alliance of advisors committed to comprehensive financial planning on a fee-only basis.

Bill has been quoted by Jane Bryant Quinn in Newsweek magazine, and has also appeared in Kiplinger's Personal Finance, Bloomberg Wealth Manager, Forbes.com, The News Journal, and Morningstar Advisor.

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Financial Advisor

Mike has been helping people with their finances since 2013, but his interest in personal finance began when he was a young boy thumbing through his dad's collection of stock certificates. Mike's dad would come home at the end of the day, rebalance his portfolio, and teach his son the basics of personal finance. Over time, Mike's passion for personal finance has grown into a career based upon comprehensive financial planning. He has practiced personal finance in a number of industry settings - from a niche firm working with physicians to the largest credit union in the world working with U.S. military members and their families. This variety of settings has given Mike great exposure to the different issues and concerns of his clients, and he has thoroughly enjoyed helping them all work towards their financial goals.

Along the way, Mike received a B.S. in Business from Truman State University, as well as a handful of Masters Degrees in Philosophy and Religion. His passion for finance and his love of academics combined in his teaching Business Ethics to undergraduate and graduate students at University of Missouri St. Louis and Northeastern University. Mike has also earned the designation of CERTIFIED FINANCIAL PLANNER™ Professional from the Certified Financial Planner Board of Standards.

When not in the office you can find Mike with his family exploring the outdoors, taking on house projects, watching football, or reading the latest 1,000 page tome.

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Financial Paraplanner

Sherry and Bill have worked together over fifteen years. Sherry is a senior financial paraplanner, and works closely with Bill in the execution of recommendations and with clients to provide all needed support and service.

Sherry has also completed the Financial Paraplanner Program from the College of Financial Planning in 1988 and is registered in the National Directory of Financial Paraplanners. She has worked as a financial paraplanner for over 25 years.

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Office Manager

Christina joined Mallard Advisors in February, 2008 as our Office Manager. She ensures that much of the operational functions are executed in order to provide the highest level of service to our clients. Christina holds an Associate's degree in Office Administration and lives in Newark with her husband and three daughters.

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